Effective date and last amended date: June 15, 2021

PLEASE READ THESE WEBSITE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. THIS WEBSITE AND ANY SUBSITES OWNED OR OPERATED BY SIMPLE STRATEGIES, LLC (THE “COMPANY”) ARE COLLECTIVELY THE WEBSITE (THE “WEBSITE”). THESE WEBSITE TERMS OF USE (THE “TERMS OF USE”) GOVERN YOUR ACCEESS TO AND USE OF THE WEBSITE. THE WEBSITE IS AVAILABLE FOR YOUR USE ONLY ON THE CONDITION. THAT YOU AGREE TO THE TERMS OF USE SET FORTH BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS OF USE, DO NOT ACCESS OR USE THE WEBSITE. BY ACCESSING OR USING THE WEBSITE, YOU AND THE ENTITY YOU ARE AUTHORIZED TO REPRESENT (“YOU” OR “YOUR”) SIGNIFY YOUR AGREEMENT TO BE BOUND BY THE TERMS OF USE.

WE RESERVE THE RIGHT TO MODIFY OR AMEND THE TERMS FROM TIME TO TIME WITHOUT NOTICE. YOUR CONTINUED US OF THE WEBSITE FOLLOWING THE POSTING OF CHANGES TO THESE TERMS WILL MEAN YOU ACCEPT THOSE CHANGES. ADDITIONAL TERMS AND CONDITIONS MAY APPLY TO THE PURCHASE OF PRODUCTS, SUCH AS SHIPPING, RETURN, AND CANCELLATION POLICIES. BY USING THIS WEBSITE, YOU AGREE TO SUCH TERMS AND CONDITIONS, AS WELL AS THESE TERMS AND OUR PRIVACY POLICY [AVAILABLE HERE] (COLLECTIVELY “THE AGREEMENT”)

Jurisdiction
These Terms shall be construed in accordance with the laws of the State of Michigan, without regard to any conflict of law provisions. The waiver of any provision of these Terms shall not be considered a waiver of any other provisions or of our right to require strict observance of each of the terms herein. If any provision of these Terms is found to be unenforceable or invalid for any reason, that provision shall be severable, and all other provisions shall remain in full force and effect.

Accessing the Website and Account Security
We reserve the right to withdraw or amend the Website and any service or material we provide on the Website in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website and any resources downloaded from the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide to register with the Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Website or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by the Company, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

You will cooperate with us with respect to investigations by us of any suspected or alleged violation of these Terms of Use and any action undertaken by us to enforce these Terms of Use. You will be liable for the losses incurred by us or others due to any unauthorized use of Your Account. The Company will not be liable for any loss or damage arising from your failure to comply with this section.

Warranty Disclaimers
Your use of the Website and the Content thereof is at your sole risk. The Company has no liability for any errors or omissions in the Content whether provide by the Company or by a third party. THE WEBSITE AND THE CONTENT THEREOF ARE AVAILABLE AND PROVIDED ON AN “AS IS” AND “AS AVAILABLE” AND “WHERE IS” BASIS, WITHOUT ANY WARRANTY. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAWS, THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES WHETHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT IN CONNECTION WITH THE WEBSITE, INCLUDING BUT NOT LIMITED TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY CONTENT, INFORMATION, PRODUCT OR SERVICE CONTAINED ON AND/OR AVAILABLE THROUGH THE WEBSITE. NR AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUBCONTRACTORS, AND LICENSORS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND AND ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND WHETHER IN CONTRACT, TORT, BREACH OF STATUTORY DUTY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, ARISING FROM OR CONNECTED WITH THE WEBSITE, INCLUDING BUT NOT LIMITED TO YOUR USE OF THE WEBSITE OR YOUR INABILITY TO USE THE WEBSITE, EVEN IF THE COMPANY HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES WERE FORESEEABLE. THE COMPANY WILL NOT BE LIABLE FOR LOSS OF PROFITS, SALES, BUSINESS OR REVENUE; BUSINESS INTERRUPTION; LOSS OF ANTICIPATED SAVINGS; LOSS OF OPPORTUNITY, GOODWILL OR REPUTATION; OR ANY INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE RESULTING FROM YOUR USE OF THE WEBSITE.

We do not guarantee that our Website, or any Content on it, will always be available or be uninterrupted. Access to our Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our Website without notice. We will not be liable to you if for any reason our Website is unavailable at any time or for any period. The Company and its affiliates and their respective officers, directors, employees, agents, partners, members, subcontractors, and licensors do not warrant or make any representation regarding any Content we provide including its availability, accuracy, spelling, or grammar, or that your use or the results of your use of our Website, and/or services in terms of effectiveness, accuracy or reliability, will produce any guaranteed or stated result, meet your stated requirements or expectations or be provided in an uninterrupted, timely, secure or error-free manner.

Limitation of Liability
The Company is not responsible or liable for the deletion, correction, destruction, damage, loss or failure to store or maintain any of Your Account data and/or your content. The Company and its affiliates and their respective agents, officers, directors, employees, agents, partners, members, subcontractors, and licensors will not be liable to you for any special, direct (with respect to your use of the Website only) indirect, incidental, consequential, punitive, reliance or exemplary damages, including without limitation losses or liability resulting from (i) loss of data, loss of revenue, anticipated profits, or loss of business opportunity; (ii) the accuracy, completeness or content of the Website, services, and/or any third party Information, (iii) personal injury or property damages; (iv) any unauthorized use of or access to the Website, the services, any of our servers including, without limitation, any user content or data including personal and/or financial information stored thereon; (v) any interruption or cessation of services related to the Website or third party websites; any viruses, worms, bugs or the like which may be transmitted to or from the Website or any third party website; (vi) any user content or conduct that violates our any of our policies that we may implement from time to time; (vii) any loss or damage of any kind resulting from your use of, or inability to use, the Website or the services made available through the Website or any act or omission by the Company, even if advised of the possibility of such damages. The Company’s liability and your exclusive remedy related to non-performance of the Website shall be an equitable credit not to exceed the charges invoiced to you for the use of the Website. In states where the limitation or exclusion of liability or incidental or consequential damages is not allowed, the above limitations or exclusions may not apply to you. In such cases the Company’s aggregate liability will be limited to the fullest extent permitted by applicable law. Any cause of action arising out of or related to the Website must be commenced within one (1) year after the cause of action arises or any such action shall be permanently barred.

Third-Party Materials
Some of the information on the Website has been provided by external sources. The Company is not responsible for the accuracy, reliability, and/or currency of the information provided by external sources. Users wishing to rely upon this information should consult directly with the source of the information. Furthermore, you acknowledge and agree that some of the materials and graphical elements found on the Website are subject to copyright held by third parties. In such cases, some different restrictions on the reproduction of materials or graphical elements may apply and it may be necessary to seek permission from the right holders prior to reproducing the materials. To obtain information concerning copyright ownership on the Website, please contact: hello@sandyfowler.com

External Hyperlinks
There may be websites linked to and from the Website that are operated and/or created by or for organizations other than the Company. You understand that the Company does not operate or control these websites nor their content and that links to such websites are provided for your convenience only. You acknowledge that the Company is not responsible and has no control over the content located on those third-party websites. Your use of those third-party websites may be subject to terms of use and privacy policies. You should review those terms of use and privacy policies of those third-party websites before usage. Those organizations are solely responsible for the operation and information (including the right to display such information) found on their respective websites. The linking to or from the Website does not imply, on the part of the Company, any endorsement or guarantee of any of the organizations or of the information (including the right to display such information) found on their respective websites. You agree that the Company does not assume any liability whatsoever for the linking to any of these linked websites, the operation or content (including the right to display such information) of any of the linked websites, nor for any of the information, interpretation, comments, and/or opinions expressed in any of the linked websites. Any comments or inquiries regarding the linked websites are to be directed to the particular organization for whom the particular website is being operated.

User Restrictions
You agree not to engage in the conduct (or to facilitate or support others in doing so) that:

• Breeches these Terms
• Is unlawful, misleading, discriminatory, or fraudulent
• Infringes or breaches someone else’s rights

You may not upload viruses or malicious code or do anything that could disable, overburden, or impair the proper working or appearance of the Website.
You may not access or attempt to access data that you do not have permission to access.

Additional Assistance
If you have any questions or concerns about the Terms, send an email to hello@sandyfowler.com or write to us at:
Simple Strategies
717 St. Joseph Dr. #202
Saint Joseph, MI 49085 U.S.A.
Please be assured the any Personal Information you provided in communications to the above email or postal address will not be used to send you promotional materials.